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Financing Your Home

Posted on November 8, 2013

MH900385338If you have recently begun shopping for a home in Northwest Florida, especially if it is your first home, you have undoubtedly noticed how mindboggling the financing options can be. So, what do you do?

First of all, consult with a lender, or preferably several, to learn exactly what your options are, as well as get an idea of what rates and fees you can expect. Next, breathe a sigh of relief! Having a lot of financing options for your home isn’t a bad thing. Not long ago, potential homeowners were faced with choosing from very limited loan types and, usually, throwing down the oft talked about 20% payment. For today’s homebuyers, options mean opportunity. You can now consider loan types that require limited money down, as low as 3%, or even no money down, depending on where you decide to purchase real estate on the Gulf Coast.

Choosing a mortgage type is a big decision but it doesn’t have to be a scary one. For even more tips on choosing financing options, call Brad Shoults Real Estate today!

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