Panama City Beach Properties for Sale

Working With a Housing Counselor

Posted on by Southern

iStock_000018477573Medium (2)Ok, you really want to buy real estate in Destin or along the Emerald Coast, but you aren’t sure where to start. We totally understand. Taking on a mortgage is a huge decision and one you will want to go into knowing all the facts.

That’s why you may want to consider speaking with a housing counselor prior to beginning the search for your Destin home. While our experienced agents are well-versed in the mortgage and real estate buying process, a housing counselor can speak to all facets of the process, including taking a detailed look at your financials.

So, what is a housing counselor exactly? They are experienced, trained professionals who can advise you on buying a home, protecting your credit and many other issues when it comes to buying a home or property. These counselors are also completely unbiased and can help you make a plan that suits you best. The best part? Speaking to a HUD-approved counselor is free!

Before making the call, there are a few steps you will want to take, including gathering all your basic financial information, including debt payments such as student loan document, car payment amounts and documents for any current mortgage you might have. Also, be prepared to honestly talk about your financial situation and what you know about the home buying process so they can adequately arm you with needed information. Then, it’s time to start looking for your next home on the Gulf Coast with one of our experienced RE/MAX Southern agents!

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